Protecting beneficiaries

Research shows that beneficiaries, particularly a spouse or children, do not wish to face major financial decisions immediately following the death of a family member. They need time to recover from the shock and grief that follow the loss of a loved one.

How will your beneficiary handle a large sum of money from a Life insurance policy at a very emotional time while other matters are pressing for attention? Will those funds be safe?

With SecurAccount, Farmers New World Life Insurance Company has changed the way payments are made to beneficiaries.

SecurAccount: How it works*

After the claim has been approved, the proceeds will immediately be deposited in an account opened in your beneficiary's name. Both principal and accrued interest are guaranteed by Farmers New World Life Insurance Company. Your beneficiary can use SecurAccount almost like an ordinary checking account. He or she can take a single payment by writing one draft for the entire amount or can withdraw the proceeds in any amount of $250 or more.

To make this service as convenient as possible, your Farmers agent will deliver a complete SecurAccount packet to your beneficiary soon after we open the account. The packet will contain a personalized draft book, a certificate confirming the deposit and an explanation of the service.

*Not approved in all states; SecurAccount must be affirmatively elected in some states.

What SecurAccount provides

SecurAccount provides many of the same services as an ordinary checking account, including a monthly statement mailed to your beneficiary.

Any number of drafts may be written, as long as each is at least $250 and the account balance does not fall below $250.

Life insurance is a valuable source of security to your beneficiary. SecurAccount will allow your beneficiary the extra convenience of deferring important financial decisions while earning a competitive interest rate.

For more information, contact your Farmers agent.

Form # FNWL03004

Farmers New World Life Insurance Company, Mercer Island, WA 98040

01/07

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