There may be times when you need temporary additional life insurance protection. Farmers Level Term 2000 policies provide affordable life insurance coverage that is guaranteed to remain level as long as you need the coverage. Whether for family or business needs, Farmers Level Term 2000 Life Insurance may be the right product for your needs.Farmers Level Term 2000 Life Insurance coverage can help safeguard your family's financial security by paying for a mortgage balance, a child's college education, family income, personal debts or final expenses. Farmers Level Term 2000 coverage can also be used to meet a variety of business life insurance needs, such as key person coverage, security for a business loan, funding for a buy/sell agreement or low-cost optional employment benefit.

Riders and Benefits

An Accelerated Death Benefit - Terminal Illness Rider(2) may be included with your policy at no extra charge. If you are diagnosed with a terminal illness while your policy is in force, this rider allows you to request payment of a portion of the policy's death benefit. For an additional cost, other riders and benefits may be added to tailor your Farmers Level Term 2000 policy to your special circumstances. The amount available will be calculated by Farmers New World Life Insurance Company(3) at the time of the request.

Deposit Fund(4)

This optional side fund may be used to build cash for the future. The minimum payment is $25. Interest is compounded annually, and the fund earns a competitive current interest rate. Withdrawals from the fund do not affect the policy's death benefit.

(1)Farmers Level Term 2000 (policy form numbers 2000-227; 2000-228; 2000-229; 2000-230; 2002-226). All products and features are not available in all states and may vary by state.

(2)Policy forms 2004-127 ABR-TI series and 1995-127 ABR series.

(3)Farmers New World Life Insurance Company, Mercer Island, WA 98040

(4)Policy forms 1994-10,000 RDF series, 1994-10,001 PDF series, 1994-10,002 RPDF, and 1994-10,004 RPDF(w).

Products and features not available in all states and may vary by state.

FNWL03010 10-05

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