There may be times when you need additional Life insurance protection. Farmers Decreasing Term Life insurance provides additional coverage at affordable cost for as little as 15 and as long as 30 years. Farmers Decreasing Term Life insurance provides coverage that decreases over the period you choose, while the premium remains the same for the covered period. Farmers Decreasing Term Life insurance coverage can help safeguard your family's financial security by paying for a mortgage balance, a child's college education, family income, personal debts or final expenses.

Farmers Decreasing Term Life insurance coverage can be used to meet a variety of business life insurance needs, too, including key person coverage or funding for a buy/sell agreement.

For an additional cost, riders and benefits may be added to tailor your Farmers Decreasing Term policy to fit your special circumstances.

Deposit Fund**

This optional side fund may be used to build cash for the future. The minimum payment is $25. Interest is compounded annually and the fund earns a competitive current interest rate. Withdrawals from the fund do not affect the policy's death benefit.

For more information, contact your local Farmers agent.

* Farmers Decreasing Term Life insurance (policy form number 1995-255-258 series) . All products and features are not available in all states and may vary by state. Issued by Farmers New World Life Insurance Company, Mercer Island, WA 98040

** Deposit Funds policy forms 1994-10,000 RDF series, 1994-10,001 PDF, 1994-10,002 RPDF, and 1994-10,003 RPDF(w)

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